EMI Policy

iCareFix may offer EMI payment facilities for eligible purchases or services through participating banks, payment providers, or financial partners.

EMI availability may vary depending on the product, service amount, payment method, bank, card type, and applicable promotional terms.

1. EMI Eligibility

Not every product or service may qualify for EMI.

Eligibility depends on the applicable EMI provider and its current terms.

2. Minimum Purchase Amount

EMI may require a minimum transaction value.

The applicable minimum amount may vary depending on the bank or payment provider.

3. EMI Duration

Available EMI periods may vary by provider.

Customers should confirm the available tenure before completing the transaction.

4. Interest and Charges

Depending on the EMI program, interest, processing fees, service charges, or other applicable costs may apply.

Customers should review the final payment terms before confirming an EMI transaction.

5. Bank/Card Eligibility

EMI availability may depend on the customer’s eligible card, bank, account, transaction amount, and applicable provider requirements.

6. EMI Cancellation

Once an EMI transaction has been processed, cancellation or reversal may be subject to the terms of the relevant bank or payment provider.

7. Refunds on EMI Transactions

If a refund is approved for an EMI transaction, the refund process may depend on the payment provider and issuing bank.

The customer’s EMI schedule may not be controlled directly by iCareFix.

8. Changes to EMI Offers

EMI plans, participating providers, tenure, charges, and eligibility may change without prior notice based on provider terms.

Customers should confirm current EMI availability before making a purchase.